What if my insurance does not cover a medical service?

What if an unforeseen medical need is not covered by my plan? Great question! If you require a test or treatment that isn't covered, your insurance company typically won't pay the bill. Examples of services that are often not covered include cosmetic surgery and chiropractic care.

But if your treatment is deemed necessary since it has been recommended by your doctor, you can file an "appeal" — this means asking your insurance provider to cover it even though it is outside your plan. At Stride Health, we can help you file your appeal; according to a recent report by Kaiser Health News, most of the time insurers accept appeals and agree to pay. This ensures you receive the care you need at an affordable price.